UK Tax Calculator 2026/27
Free take-home pay calculator with salary sacrifice, pension relief, and dividend tax planning. Calculate your income tax, National Insurance, and net pay across 7 employment profiles — updated for April 2026 HMRC rates and thresholds.
Employed (PAYE)
Calculate take-home pay, income tax bands, NI contributions, and pension deductions for salaried employees.
Self-Employed
Work out your Class 2 & 4 NI, tax on profits, payments on account, and allowable expenses.
Outside IR35 Contractor
Optimise salary and dividends through your limited company with corporation tax planning.
Inside IR35 Contractor
Understand the deemed employment rules, umbrella PAYE deductions, and your net contractor rate.
Landlord
Calculate rental income tax with mortgage interest restriction, allowable costs, and Section 24 impact.
Company Director
Plan your optimal salary-dividend split, corporation tax, employer NI, and extraction strategy.
Investor
Calculate tax on dividends, capital gains, savings interest, and ISA allowances for your portfolio.